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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,913 | $211,288-85.8% | $178,540-83.2% | $145,884-79.5% |
| Participation rate | 68.8% | 80.8%-12.1pp | 77.1%-8.4pp | 80.3%-11.6pp |
| Annual return | 8.45% | 30.27%-21.8pp | 27.15%-18.7pp | 551.85%-543.4pp |
| Employer contribution / active EE | $1,305 | $4,574-71.5% | $3,953-67.0% | $4,662-72.0% |
| Participant deferral / active EE | $3,980 | $6,967-42.9% | $6,281-36.6% | $6,690-40.5% |
| Admin fee / account holder | $14,592 | $12,105+20.5% | $10,424+40.0% | $13,392+9.0% |