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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,913 | $210,698-85.8% | $178,014-83.2% | $145,959-79.5% |
| Participation rate | 68.8% | 80.8%-12.0pp | 77.1%-8.3pp | 80.3%-11.5pp |
| Annual return | 8.45% | 386.27%-377.8pp | 294.80%-286.4pp | 561.95%-553.5pp |
| Employer contribution / active EE | $1,305 | $4,567-71.4% | $3,950-67.0% | $4,661-72.0% |
| Participant deferral / active EE | $3,980 | $6,958-42.8% | $6,276-36.6% | $6,689-40.5% |
| Admin fee / account holder | $14,592 | $12,016+21.4% | $10,362+40.8% | $13,398+8.9% |