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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,204 | $165,361-93.2% | $149,715-92.5% | $158,950-93.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 32.09% | 348.24%-316.1pp | 276.66%-244.6pp | 302.91%-270.8pp |
| Employer contribution / active EE | $2,447 | $5,103-52.1% | $4,645-47.3% | $4,762-48.6% |
| Participant deferral / active EE | $2,451 | $7,182-65.9% | $6,842-64.2% | $5,983-59.0% |
| Admin fee / account holder | $437 | $10,808-96.0% | $9,310-95.3% | $11,248-96.1% |