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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,097 | $148,623+7.7% | $135,974+17.7% | $139,466+14.8% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 23.24% | 79.30%-56.1pp | 68.30%-45.1pp | 373.66%-350.4pp |
| Employer contribution / active EE | $2,612 | $5,246-50.2% | $4,859-46.3% | $4,754-45.1% |
| Participant deferral / active EE | $6,527 | $8,103-19.4% | $7,760-15.9% | $6,712-2.8% |
| Admin fee / account holder | $7,442 | $12,406-40.0% | $10,767-30.9% | $11,409-34.8% |