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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,412 | $138,102-8.5% | $125,381+0.8% | $134,532-6.0% |
| Participation rate | 72.7% | 84.5%-11.8pp | 82.4%-9.7pp | 81.2%-8.5pp |
| Annual return | -24.06% | 750.73%-774.8pp | 572.31%-596.4pp | 418.27%-442.3pp |
| Employer contribution / active EE | $2,736 | $5,245-47.8% | $4,815-43.2% | $4,741-42.3% |
| Participant deferral / active EE | $6,533 | $7,801-16.3% | $7,448-12.3% | $6,401+2.1% |
| Admin fee / account holder | $519 | $11,568-95.5% | $10,007-94.8% | $11,429-95.5% |