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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,109 | $162,821-25.0% | $133,978-8.9% | $158,982-23.2% |
| Participation rate | 78.9% | 83.2%-4.3pp | 79.8%-0.9pp | 82.0%-3.0pp |
| Annual return | 12.13% | 41.95%-29.8pp | 45.10%-33.0pp | 302.99%-290.9pp |
| Employer contribution / active EE | $1,205 | $4,976-75.8% | $3,919-69.3% | $4,763-74.7% |
| Participant deferral / active EE | $4,932 | $5,910-16.6% | $5,047-2.3% | $5,983-17.6% |
| Admin fee / account holder | $1,059 | $11,742-91.0% | $8,930-88.1% | $11,252-90.6% |