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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,083 | $135,645-15.9% | $110,243+3.5% | $135,380-15.7% |
| Participation rate | 57.1% | 83.5%-26.3pp | 79.8%-22.7pp | 82.6%-25.5pp |
| Annual return | -7.03% | 513.24%-520.3pp | 314.76%-321.8pp | 519.81%-526.8pp |
| Employer contribution / active EE | $1,507 | $4,907-69.3% | $3,827-60.6% | $4,779-68.5% |
| Participant deferral / active EE | $3,464 | $5,507-37.1% | $4,672-25.9% | $5,609-38.2% |
| Admin fee / account holder | $863 | $11,458-92.5% | $8,548-89.9% | $10,828-92.0% |