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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,612 | $97,761-75.8% | $83,850-71.8% | $135,382-82.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -12.39% | 1287.44%-1299.8pp | 850.92%-863.3pp | 519.77%-532.2pp |
| Employer contribution / active EE | $9,962 | $4,222+136.0% | $3,631+174.4% | $4,779+108.5% |
| Participant deferral / active EE | $7,979 | $4,682+70.4% | $4,082+95.5% | $5,609+42.2% |
| Admin fee / account holder | $7,035 | $6,674+5.4% | $5,478+28.4% | $10,829-35.0% |