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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,565 | $165,361-53.7% | $149,715-48.9% | $158,950-51.8% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 20.40% | 348.24%-327.8pp | 276.66%-256.3pp | 302.91%-282.5pp |
| Employer contribution / active EE | $11,444 | $5,103+124.2% | $4,645+146.4% | $4,762+140.3% |
| Participant deferral / active EE | $8,146 | $7,182+13.4% | $6,842+19.1% | $5,983+36.2% |
| Admin fee / account holder | $2,956 | $10,808-72.6% | $9,310-68.2% | $11,248-73.7% |