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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,423 | $39,195-50.4% | $98,864-80.4% | $79,389-75.5% |
| Participation rate | 100.0% | 59.8%+40.2pp | 65.7%+34.3pp | 70.7%+29.3pp |
| Annual return | 167.15% | 19.95%+147.2pp | 50.03%+117.1pp | 116.89%+50.3pp |
| Employer contribution / active EE | $3,645 | $1,334+173.2% | $2,070+76.1% | $2,428+50.2% |
| Participant deferral / active EE | $6,702 | $2,333+187.2% | $3,037+120.6% | $4,046+65.6% |
| Admin fee / account holder | $2,440 | $365+568.7% | $4,080-40.2% | $626+289.6% |