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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,524 | $50,972-89.2% | $88,632-93.8% | $72,976-92.4% |
| Participation rate | 87.8% | 63.4%+24.4pp | 68.8%+19.0pp | 69.5%+18.3pp |
| Annual return | 113.39% | 29.62%+83.8pp | 43.75%+69.6pp | 81.02%+32.4pp |
| Employer contribution / active EE | $777 | $1,475-47.3% | $2,101-63.0% | $2,440-68.2% |
| Participant deferral / active EE | $1,994 | $2,230-10.6% | $2,917-31.6% | $3,608-44.7% |
| Admin fee / account holder | $761 | $3,230-76.4% | $4,308-82.3% | $5,124-85.2% |