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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,228 | $84,464-89.1% | $61,399-85.0% | $134,509-93.1% |
| Participation rate | 94.1% | 62.2%+31.9pp | 52.6%+41.5pp | 81.2%+12.9pp |
| Annual return | -22.99% | 585.06%-608.1pp | 338.81%-361.8pp | 418.13%-441.1pp |
| Employer contribution / active EE | $1,177 | $1,545-23.8% | $1,159+1.5% | $4,741-75.2% |
| Participant deferral / active EE | $4,113 | $2,818+45.9% | $2,124+93.6% | $6,400-35.7% |
| Admin fee / account holder | $809 | $2,587-68.7% | $2,131-62.0% | $11,427-92.9% |