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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,906 | $100,911-79.3% | $90,440-76.9% | $158,966-86.8% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.7%-39.4pp | 82.0%-48.6pp |
| Annual return | 13.00% | 1726.62%-1713.6pp | 1294.38%-1281.4pp | 302.95%-289.9pp |
| Employer contribution / active EE | $555 | $3,690-85.0% | $3,263-83.0% | $4,762-88.3% |
| Participant deferral / active EE | $2,302 | $4,348-47.1% | $3,964-41.9% | $5,983-61.5% |
| Admin fee / account holder | $21,791 | $6,507+234.9% | $5,615+288.1% | $11,250+93.7% |