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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,160 | $89,364+44.5% | $141,177-8.5% | $72,983+77.0% |
| Participation rate | 93.9% | 75.1%+18.8pp | 82.5%+11.5pp | 69.5%+24.5pp |
| Annual return | 18.60% | 111.86%-93.3pp | 71.40%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $3,424 | $3,115+9.9% | $4,736-27.7% | $2,440+40.3% |
| Participant deferral / active EE | $9,397 | $5,419+73.4% | $6,710+40.1% | $3,608+160.5% |
| Admin fee / account holder | $1,308 | $5,959-78.1% | $10,263-87.3% | $5,124-74.5% |