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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,723 | $100,792-65.6% | $86,691-59.9% | $134,509-74.2% |
| Participation rate | 75.0% | 78.9%-3.9pp | 76.6%-1.6pp | 81.2%-6.2pp |
| Annual return | 2729.18% | 29.08%+2700.1pp | 35.94%+2693.2pp | 418.13%+2311.0pp |
| Employer contribution / active EE | $2,028 | $3,491-41.9% | $2,837-28.5% | $4,741-57.2% |
| Participant deferral / active EE | $2,153 | $5,339-59.7% | $4,656-53.8% | $6,400-66.4% |
| Admin fee / account holder | $898 | $10,924-91.8% | $7,492-88.0% | $11,427-92.1% |