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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,386 | $185,883-70.2% | $170,043-67.4% | $139,466-60.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.97% | 60.54%-43.6pp | 53.40%-36.4pp | 373.66%-356.7pp |
| Employer contribution / active EE | $14,388 | $7,596+89.4% | $6,790+111.9% | $4,754+202.7% |
| Participant deferral / active EE | $7,500 | $11,626-35.5% | $10,410-28.0% | $6,712+11.7% |
| Admin fee / account holder | $181,682 | $15,393+1080.3% | $12,824+1316.7% | $11,409+1492.5% |