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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,922 | $167,504+9.8% | $151,628+21.3% | $134,509+36.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -27.68% | 7.81%-35.5pp | 3.34%-31.0pp | 418.13%-445.8pp |
| Employer contribution / active EE | $12,279 | $6,828+79.8% | $6,165+99.2% | $4,741+159.0% |
| Participant deferral / active EE | $6,750 | $8,985-24.9% | $8,363-19.3% | $6,400+5.5% |
| Admin fee / account holder | $82,437 | $13,779+498.3% | $11,613+609.9% | $11,427+621.4% |