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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,497 | $202,345+14.9% | $172,755+34.6% | $152,885+52.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.40% | 1029.77%-1012.4pp | 802.94%-785.5pp | 345.39%-328.0pp |
| Employer contribution / active EE | $12,775 | $5,858+118.1% | $5,144+148.3% | $4,763+168.2% |
| Participant deferral / active EE | $9,765 | $5,948+64.2% | $5,198+87.9% | $5,851+66.9% |
| Admin fee / account holder | $7,692 | $17,111-55.0% | $13,955-44.9% | $11,598-33.7% |