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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,643 | $180,459+2.3% | $154,108+19.8% | $135,380+36.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 1224.40% | 888.21%+336.2pp | 735.21%+489.2pp | 519.81%+704.6pp |
| Employer contribution / active EE | $13,473 | $6,035+123.2% | $5,298+154.3% | $4,779+181.9% |
| Participant deferral / active EE | $8,235 | $5,806+41.8% | $5,081+62.1% | $5,609+46.8% |
| Admin fee / account holder | $461 | $16,145-97.1% | $13,411-96.6% | $10,828-95.7% |