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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,039 | $138,078+24.6% | $125,363+37.2% | $134,509+27.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.71% | 750.49%-770.2pp | 572.15%-591.9pp | 418.13%-437.8pp |
| Employer contribution / active EE | $4,018 | $5,245-23.4% | $4,815-16.5% | $4,741-15.2% |
| Participant deferral / active EE | $13,577 | $7,800+74.1% | $7,447+82.3% | $6,400+112.1% |
| Admin fee / account holder | $2,011 | $11,566-82.6% | $10,005-79.9% | $11,427-82.4% |