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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,706 | $96,361-92.0% | $80,607-90.4% | $139,456-94.5% |
| Participation rate | 60.0% | 73.6%-13.6pp | 67.0%-7.0pp | 80.3%-20.3pp |
| Annual return | 28.33% | 1350.95%-1322.6pp | 936.11%-907.8pp | 373.45%-345.1pp |
| Employer contribution / active EE | $1,548 | $3,262-52.5% | $2,724-43.2% | $4,753-67.4% |
| Participant deferral / active EE | $2,042 | $5,232-61.0% | $4,448-54.1% | $6,711-69.6% |
| Admin fee / account holder | $1,715 | $6,601-74.0% | $5,379-68.1% | $11,407-85.0% |