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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,207 | $138,076-69.4% | $123,553-65.8% | $135,380-68.8% |
| Participation rate | 73.3% | 84.7%-11.4pp | 82.3%-9.0pp | 82.6%-9.3pp |
| Annual return | -17.44% | 153.70%-171.1pp | 119.21%-136.6pp | 519.81%-537.2pp |
| Employer contribution / active EE | $13,673 | $5,152+165.4% | $4,628+195.4% | $4,779+186.1% |
| Participant deferral / active EE | $6,707 | $6,800-1.4% | $6,426+4.4% | $5,609+19.6% |
| Admin fee / account holder | $4,584 | $10,917-58.0% | $9,284-50.6% | $10,828-57.7% |