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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,824 | $175,231+3.2% | $149,696+20.8% | $139,466+29.7% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 12.41% | 166.77%-154.4pp | 134.46%-122.0pp | 373.66%-361.3pp |
| Employer contribution / active EE | $6,415 | $5,478+17.1% | $4,821+33.1% | $4,754+34.9% |
| Participant deferral / active EE | $5,227 | $6,521-19.8% | $5,682-8.0% | $6,712-22.1% |
| Admin fee / account holder | $15,592 | $16,155-3.5% | $13,212+18.0% | $11,409+36.7% |