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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,851 | $202,342-36.8% | $172,753-26.0% | $152,909-16.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.68% | 1029.88%-1013.2pp | 803.00%-786.3pp | 345.46%-328.8pp |
| Employer contribution / active EE | $4,299 | $5,857-26.6% | $5,144-16.4% | $4,764-9.8% |
| Participant deferral / active EE | $2,934 | $5,948-50.7% | $5,198-43.5% | $5,851-49.9% |
| Admin fee / account holder | $4,224 | $17,112-75.3% | $13,956-69.7% | $11,601-63.6% |