Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,656 | $71,872-83.8% | $86,691-86.6% | $68,495-83.0% |
| Participation rate | 47.5% | 72.2%-24.7pp | 76.6%-29.1pp | 67.9%-20.4pp |
| Annual return | -8.30% | 3.53%-11.8pp | 35.94%-44.2pp | -7.84%-0.5pp |
| Employer contribution / active EE | $168 | $2,173-92.3% | $2,837-94.1% | $2,596-93.5% |
| Participant deferral / active EE | $3,524 | $3,779-6.7% | $4,656-24.3% | $4,028-12.5% |
| Admin fee / account holder | $2,848 | $6,112-53.4% | $7,492-62.0% | $5,403-47.3% |