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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,304 | $156,398-59.5% | $147,318-57.0% | $138,895-54.4% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 16.53% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $3,913 | $4,853-19.4% | $4,593-14.8% | $4,194-6.7% |
| Participant deferral / active EE | $8,596 | $8,237+4.4% | $7,906+8.7% | $6,396+34.4% |
| Admin fee / account holder | $2,841 | $14,976-81.0% | $13,708-79.3% | $12,562-77.4% |