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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,776 | $171,867-29.1% | $149,718-18.7% | $147,585-17.5% |
| Participation rate | 95.0% | 88.2%+6.8pp | 87.1%+7.9pp | 82.8%+12.2pp |
| Annual return | 18.36% | 2113.36%-2095.0pp | 1501.70%-1483.3pp | 578.57%-560.2pp |
| Employer contribution / active EE | $22,499 | $6,275+258.6% | $5,444+313.3% | $4,876+361.4% |
| Participant deferral / active EE | $17,816 | $7,270+145.1% | $6,568+171.2% | $5,439+227.6% |
| Admin fee / account holder | $3,681 | $13,799-73.3% | $11,283-67.4% | $10,885-66.2% |