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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,031 | $183,627-80.9% | $155,602-77.5% | $145,978-76.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.10% | 61.32%-47.2pp | 64.81%-50.7pp | 550.52%-536.4pp |
| Employer contribution / active EE | $2,010 | $5,316-62.2% | $4,675-57.0% | $4,662-56.9% |
| Participant deferral / active EE | $3,600 | $6,466-44.3% | $5,629-36.0% | $6,690-46.2% |
| Admin fee / account holder | $1,260 | $19,327-93.5% | $15,923-92.1% | $13,400-90.6% |