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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,456 | $180,466-95.3% | $154,114-94.5% | $135,382-93.8% |
| Participation rate | 60.0% | 87.4%-27.4pp | 83.0%-23.0pp | 82.6%-22.6pp |
| Annual return | -7.13% | 888.15%-895.3pp | 735.16%-742.3pp | 519.77%-526.9pp |
| Employer contribution / active EE | $1,302 | $6,035-78.4% | $5,298-75.4% | $4,779-72.7% |
| Participant deferral / active EE | $2,479 | $5,806-57.3% | $5,081-51.2% | $5,609-55.8% |
| Admin fee / account holder | $25 | $16,144-99.8% | $13,411-99.8% | $10,829-99.8% |