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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,585 | $175,257-93.4% | $149,717-92.3% | $139,456-91.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.48% | 166.70%-148.2pp | 134.41%-115.9pp | 373.45%-355.0pp |
| Employer contribution / active EE | $4,084 | $5,477-25.4% | $4,820-15.3% | $4,753-14.1% |
| Participant deferral / active EE | $4,404 | $6,521-32.5% | $5,682-22.5% | $6,711-34.4% |
| Admin fee / account holder | $2,266 | $16,156-86.0% | $13,213-82.8% | $11,407-80.1% |