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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,230 | $77,920-83.0% | $149,723-91.2% | $75,177-82.4% |
| Participation rate | 66.7% | 65.6%+1.1pp | 78.8%-12.1pp | 67.2%-0.5pp |
| Annual return | 40.26% | 31.72%+8.5pp | 134.50%-94.2pp | 160.75%-120.5pp |
| Employer contribution / active EE | $938 | $3,138-70.1% | $4,821-80.5% | $2,671-64.9% |
| Participant deferral / active EE | $2,493 | $3,411-26.9% | $5,682-56.1% | $4,126-39.6% |
| Admin fee / account holder | $1,741 | $5,951-70.7% | $13,215-86.8% | $5,651-69.2% |