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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,786 | $73,863-88.1% | $143,797-93.9% | $68,490-87.2% |
| Participation rate | 61.7% | 66.7%-5.0pp | 80.3%-18.7pp | 67.9%-6.2pp |
| Annual return | -21.26% | 0.91%-22.2pp | -0.04%-21.2pp | -7.85%-13.4pp |
| Employer contribution / active EE | $612 | $3,185-80.8% | $4,952-87.6% | $2,597-76.4% |
| Participant deferral / active EE | $1,925 | $3,385-43.1% | $5,638-65.9% | $4,028-52.2% |
| Admin fee / account holder | $278 | $5,756-95.2% | $14,679-98.1% | $5,403-94.9% |