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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,532 | $81,358-78.5% | $155,556-88.7% | $80,959-78.3% |
| Participation rate | 64.9% | 66.3%-1.3pp | 78.2%-13.3pp | 67.7%-2.7pp |
| Annual return | 31.68% | 33.39%-1.7pp | 64.84%-33.2pp | 35.67%-4.0pp |
| Employer contribution / active EE | $1,122 | $3,106-63.9% | $4,675-76.0% | $2,757-59.3% |
| Participant deferral / active EE | $2,428 | $3,455-29.7% | $5,631-56.9% | $4,300-43.5% |
| Admin fee / account holder | $540 | $7,994-93.2% | $15,885-96.6% | $6,925-92.2% |