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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,355 | $76,407-72.1% | $150,298-85.8% | $82,448-74.1% |
| Participation rate | 68.8% | 66.4%+2.4pp | 77.8%-9.0pp | 68.1%+0.7pp |
| Annual return | 28.90% | 39.99%-11.1pp | 62.79%-33.9pp | 41.64%-12.7pp |
| Employer contribution / active EE | $1,221 | $2,614-53.3% | $4,154-70.6% | $2,551-52.1% |
| Participant deferral / active EE | $2,890 | $3,214-10.1% | $5,453-47.0% | $4,139-30.2% |
| Admin fee / account holder | $737 | $6,352-88.4% | $14,116-94.8% | $7,234-89.8% |