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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,129 | $88,596+236.5% | $70,098+325.3% | $134,509+121.6% |
| Participation rate | 66.7% | 74.9%-8.3pp | 70.5%-3.8pp | 81.2%-14.6pp |
| Annual return | 31.70% | 442.67%-411.0pp | 190.76%-159.1pp | 418.13%-386.4pp |
| Employer contribution / active EE | $8,667 | $3,235+167.9% | $2,560+238.5% | $4,741+82.8% |
| Participant deferral / active EE | $8,667 | $4,772+81.6% | $3,849+125.2% | $6,400+35.4% |
| Admin fee / account holder | $0 | $10,441-100.0% | $6,266-100.0% | $11,427-100.0% |