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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,169 | $159,978-90.5% | $147,041-89.7% | $145,978-89.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 31.73% | 98.36%-66.6pp | 419.21%-387.5pp | 550.52%-518.8pp |
| Employer contribution / active EE | $5,442 | $5,288+2.9% | $4,935+10.3% | $4,662+16.7% |
| Participant deferral / active EE | $9,068 | $8,429+7.6% | $8,071+12.4% | $6,690+35.6% |
| Admin fee / account holder | $1,934 | $15,053-87.1% | $13,006-85.1% | $13,400-85.6% |