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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,029 | $97,125-42.3% | $86,233-35.0% | $137,256-59.2% |
| Participation rate | 54.5% | 74.2%-19.7pp | 69.0%-14.5pp | 80.0%-25.4pp |
| Annual return | 19.13% | 74.19%-55.1pp | 61.39%-42.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $877 | $2,841-69.1% | $2,504-65.0% | $4,156-78.9% |
| Participant deferral / active EE | $2,025 | $5,180-60.9% | $4,559-55.6% | $6,407-68.4% |
| Admin fee / account holder | $422 | $9,725-95.7% | $8,342-94.9% | $12,270-96.6% |