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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,982 | $165,361-84.9% | $149,715-83.3% | $158,950-84.3% |
| Participation rate | 86.4% | 84.6%+1.8pp | 82.5%+3.9pp | 82.0%+4.4pp |
| Annual return | 33.33% | 348.24%-314.9pp | 276.66%-243.3pp | 302.91%-269.6pp |
| Employer contribution / active EE | $8,287 | $5,103+62.4% | $4,645+78.4% | $4,762+74.0% |
| Participant deferral / active EE | $3,992 | $7,182-44.4% | $6,842-41.6% | $5,983-33.3% |
| Admin fee / account holder | $857 | $10,808-92.1% | $9,310-90.8% | $11,248-92.4% |