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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,068 | $51,222-78.4% | $70,544-84.3% | $75,173-85.3% |
| Participation rate | 80.2% | 61.0%+19.3pp | 68.4%+11.9pp | 67.2%+13.0pp |
| Annual return | 26.43% | 30.06%-3.6pp | 32.79%-6.4pp | 160.72%-134.3pp |
| Employer contribution / active EE | $1,286 | $1,827-29.6% | $2,976-56.8% | $2,671-51.8% |
| Participant deferral / active EE | $4,259 | $2,850+49.4% | $4,568-6.8% | $4,126+3.2% |
| Admin fee / account holder | $420 | $4,096-89.7% | $6,427-93.5% | $5,651-92.6% |