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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,873 | $48,267-87.8% | $68,808-91.5% | $68,486-91.4% |
| Participation rate | 56.8% | 60.7%-3.9pp | 69.0%-12.2pp | 67.9%-11.1pp |
| Annual return | -19.60% | -12.70%-6.9pp | -6.37%-13.2pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,096 | $1,829-40.1% | $2,656-58.7% | $2,597-57.8% |
| Participant deferral / active EE | $1,569 | $2,867-45.3% | $3,942-60.2% | $4,028-61.1% |
| Admin fee / account holder | $42 | $4,362-99.0% | $4,936-99.1% | $5,404-99.2% |