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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,768 | $117,904-52.7% | $102,457-45.6% | $145,978-61.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.75% | 31.80%-20.0pp | 29.41%-17.7pp | 550.52%-538.8pp |
| Employer contribution / active EE | $9,537 | $3,613+163.9% | $3,022+215.6% | $4,662+104.6% |
| Participant deferral / active EE | $5,659 | $5,733-1.3% | $5,054+12.0% | $6,690-15.4% |
| Admin fee / account holder | $981 | $13,329-92.6% | $9,451-89.6% | $13,400-92.7% |