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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,176 | $29,716+146.3% | $56,077+30.5% | $80,925-9.6% |
| Participation rate | 27.3% | 41.7%-14.4pp | 52.5%-25.2pp | 67.7%-40.4pp |
| Annual return | 16.54% | 35.30%-18.8pp | 1709.28%-1692.7pp | 35.65%-19.1pp |
| Employer contribution / active EE | $543 | $671-19.0% | $1,040-47.8% | $2,756-80.3% |
| Participant deferral / active EE | $1,525 | $1,228+24.2% | $1,954-21.9% | $4,299-64.5% |
| Admin fee / account holder | $389 | $2,432-84.0% | $2,825-86.2% | $6,940-94.4% |