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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,686 | $27,943+127.9% | $58,507+8.9% | $75,177-15.3% |
| Participation rate | 28.0% | 38.8%-10.8pp | 50.9%-22.9pp | 67.2%-39.2pp |
| Annual return | 21.99% | 44.22%-22.2pp | 4252.32%-4230.3pp | 160.75%-138.8pp |
| Employer contribution / active EE | $728 | $670+8.8% | $1,053-30.9% | $2,671-72.7% |
| Participant deferral / active EE | $2,094 | $1,202+74.2% | $1,922+8.9% | $4,126-49.3% |
| Admin fee / account holder | $1,751 | $1,727+1.4% | $2,486-29.6% | $5,651-69.0% |