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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,408 | $95,959-92.3% | $97,411-92.4% | $138,895-94.7% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 37.43% | 29.30%+8.1pp | 34.72%+2.7pp | 145.39%-108.0pp |
| Employer contribution / active EE | $2,918 | $4,278-31.8% | $4,210-30.7% | $4,194-30.4% |
| Participant deferral / active EE | $3,663 | $5,876-37.7% | $5,886-37.8% | $6,396-42.7% |
| Admin fee / account holder | $923 | $7,555-87.8% | $7,145-87.1% | $12,562-92.7% |