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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,268 | $138,102-38.3% | $125,381-32.0% | $134,532-36.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.44% | 750.73%-768.2pp | 572.31%-589.7pp | 418.27%-435.7pp |
| Employer contribution / active EE | $8,528 | $5,245+62.6% | $4,815+77.1% | $4,741+79.9% |
| Participant deferral / active EE | $22,667 | $7,801+190.6% | $7,448+204.3% | $6,401+254.1% |
| Admin fee / account holder | $461 | $11,568-96.0% | $10,007-95.4% | $11,429-96.0% |