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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,930 | $165,399-58.9% | $149,745-54.6% | $158,982-57.3% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 25.32% | 348.34%-323.0pp | 276.72%-251.4pp | 302.99%-277.7pp |
| Employer contribution / active EE | $10,702 | $5,105+109.6% | $4,646+130.4% | $4,763+124.7% |
| Participant deferral / active EE | $20,454 | $7,183+184.8% | $6,843+198.9% | $5,983+241.8% |
| Admin fee / account holder | $295 | $10,811-97.3% | $9,312-96.8% | $11,252-97.4% |