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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,075 | $154,228+53.1% | $145,433+62.3% | $137,256+72.0% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 14.56% | 74.59%-60.0pp | 66.58%-52.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $7,332 | $4,804+52.6% | $4,554+61.0% | $4,156+76.4% |
| Participant deferral / active EE | $23,150 | $8,216+181.8% | $7,897+193.1% | $6,407+261.3% |
| Admin fee / account holder | $15,659 | $14,344+9.2% | $13,129+19.3% | $12,270+27.6% |