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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,835 | $201,370-43.0% | $184,256-37.7% | $145,897-21.3% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 20.49% | 29.05%-8.6pp | 28.85%-8.4pp | 552.29%-531.8pp |
| Employer contribution / active EE | $6,867 | $7,024-2.2% | $6,427+6.8% | $4,663+47.3% |
| Participant deferral / active EE | $7,568 | $9,808-22.8% | $9,133-17.1% | $6,689+13.1% |
| Admin fee / account holder | $5,681 | $16,364-65.3% | $13,899-59.1% | $13,390-57.6% |