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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,606 | $159,978-0.9% | $147,041+7.9% | $145,978+8.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.48% | 98.36%-85.9pp | 419.21%-406.7pp | 550.52%-538.0pp |
| Employer contribution / active EE | $6,338 | $5,288+19.8% | $4,935+28.4% | $4,662+35.9% |
| Participant deferral / active EE | $25,181 | $8,429+198.7% | $8,071+212.0% | $6,690+276.4% |
| Admin fee / account holder | $749 | $15,053-95.0% | $13,006-94.2% | $13,400-94.4% |