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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,529 | $85,790-20.1% | $67,313+1.8% | $135,379-49.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.64% | -0.54%-9.1pp | -4.08%-5.6pp | 519.79%-529.4pp |
| Employer contribution / active EE | $24,000 | $3,487+588.2% | $2,566+835.4% | $4,779+402.2% |
| Participant deferral / active EE | $12,000 | $4,651+158.0% | $3,568+236.3% | $5,609+113.9% |
| Admin fee / account holder | $600 | $6,392-90.6% | $4,507-86.7% | $10,828-94.5% |