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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,240 | $93,598-64.5% | $135,974-75.6% | $75,173-55.8% |
| Participation rate | 38.6% | 75.2%-36.6pp | 81.9%-43.3pp | 67.2%-28.6pp |
| Annual return | 80.72% | 30.89%+49.8pp | 68.30%+12.4pp | 160.72%-80.0pp |
| Employer contribution / active EE | $1,342 | $3,538-62.1% | $4,859-72.4% | $2,671-49.8% |
| Participant deferral / active EE | $2,627 | $6,405-59.0% | $7,760-66.2% | $4,126-36.3% |
| Admin fee / account holder | $242 | $6,978-96.5% | $10,767-97.8% | $5,651-95.7% |