Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,568 | $98,776-84.2% | $149,745-89.6% | $79,856-80.5% |
| Participation rate | 34.5% | 75.8%-41.3pp | 82.5%-48.0pp | 69.6%-35.2pp |
| Annual return | 27.97% | 27.38%+0.6pp | 276.72%-248.8pp | 31.71%-3.7pp |
| Employer contribution / active EE | $880 | $3,217-72.6% | $4,646-81.0% | $2,471-64.4% |
| Participant deferral / active EE | $1,527 | $5,681-73.1% | $6,843-77.7% | $3,741-59.2% |
| Admin fee / account holder | $1,479 | $6,053-75.6% | $9,312-84.1% | $5,306-72.1% |